A Professional, Personalized Budgeting Service with a CPA no matter where you're located
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Elite Cash Flow Consulting
For Individuals & Businesses
​One-On-One Budgeting with a CPA
"A Budget in One Visit" ​
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Singles
Meet your financial goals
Spend without guilt
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Couples
Joint Expense Budget
Calculate a Fair Split of Expenses
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Families
Household Budget
Tips to teach your children how to budget & save
​A Budget Based in Reality
Easy to Manage
Time Saving Checklist
Auto Savings Built In*
Net Worth Calculation
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*If paid weekly or bi-weekly which is every 2 weeks
Strategic Consulting Session(s) can include but not limited to:
Analysis of Income, Savings, Retirement, Expenses
& Debt Management
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Gift Certificates Available:
The Perfect gift for Birthdays, Engagements, Weddings, Anniversaries, House Warming, College Graduations
or "Just Because"
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No hidden Fees
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Free 15 minute no obligation phone consultation
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Don't waste your time trying to figure it out on your own.
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Hire a CPA Today!
"One of the best things you can do for yourself is live a life you can afford"
-Michelle Romero, CPA, Founder
MY Mission
My mission is to offer my clients an amazing one-on-one budgeting experience in just one visit. The struggle is real. Do you find yourself giving up on the idea of living on a budget after regularly spending more than you make? I'll take you through the budget process from start to finish and together we will strategize and create a budget you can live with allowing you to accomplish and reach your financial goals and build wealth.
A budget allows YOU to decide how you want to spend and save your money.
Proverb
Give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime.
-Anne Ritchie, 1885
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Michelle Romero, CPA, Founder
Elite Cash Flow Consulting
Meet Michelle :
I was born to be an accountant. I may not have realized it until my first accounting class in junior college but there were signs from a very early age that becoming an accountant was going to be the perfect career choice for me.
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Do you remember those grade school projects where you answered specific questions about yourself and your family? There was one booklet that I made when I was in the 3rd grade where I proclaimed that “Money!!!!” (notice the 4 explanation marks) was the birthday present I wanted most of all. For as long as I can remember, I liked money and I liked managing it.
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I grew up as one of the youngest members of a large family where it became apparent that if you wanted something, the fastest way to get it was to work hard and pay for it yourself. So, I did just that. I started working, earning and spending money at a young age.
Why Choose Elite:
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Online Video Conference Appointments no matter where you're located.
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Local, in-person office appointments.
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One-on-One Budgeting Service with a credentialed, active CPA.​
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28 years Accounting Experience.
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14 years as a Corporate Controller managing millions of dollars for businesses.
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California Notary Public
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I practice what I preach; fiscally responsible & successful.
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Tried & True budget process. This is my budget!
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Free, no obligation 15 minute phone consultation​​
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Confidential
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No hidden fees
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NO membership fees
Services
Budget Scholarship Application
(FREE budget + One 30 minute follow up consultation)
Professional References
“Michelle is highly analytical, a great problem-solver with an exceptional attention to detail. She is extremely professional and conscientious, and possesses excellent communication, mathematical, computer, and organizational skills. I highly recommend Michelle, she will get the job done right the first time.”
